Small Business insurance combines two critical business insurance coverages: business property and business liability. With one convenient policy, youre protected against fire, theft, lawsuits and more.
In addition, you can purchase optional coverages allowing you to create a policy that meets the needs of your business.
Business Property Insurance
The Hartfords property insurance can help protect the property your business owns, leases or rents, including things like buildings, equipment, inventory, furniture and fixtures. It provides coverage for damaged computers and media and loss of accounts receivable records.
Business Liability Coverage
When it comes to liability protection, the broader the coverage the better. Thats why The Hartfords BOP insurance provides business liability insurance that covers your business in the event your business is responsible for causing harm to a person and/or damage to property. It also helps cover the cost of your defense.
Loss of Business Income
If unexpected events cause your operations to be suspended due to a covered cause of loss, The Hartfords BOP insurance will help replace any loss of income to help you meet your continuing financial obligations such as rent or payroll.
Data Breach Coverage
Offered as an optional coverage, data breach coverage provides you with access to professionals who can help you comply with regulatory requirements, provide guidance on how to help prevent a data breach and handle a breach crisis if one occurs. Response expense coverage can help to quickly restore confidence in your business or practice through notification to impacted individuals and can help pay for good faith advertising expenses, for example. In most states, coverage is also available for defense and liability expenses in the event youre sued because of a breach.
Contact Us today to discover how we can create a package for you!